(Last Updated on September 15, 2021 by ZIMDAILY EDITOR)
Health is a gift that we tend to take for granted. We do not value it until sickness strikes or an unfortunate accident happens.
Many people hide behind the famous phrase “I never get sick”. Guilty as charged? The reality is, it may not always be you who needs medical attention. It can be your parents, your significant other or a child who lands in hospital due to unforeseen road accidents, sports injuries or stress related illnesses.
When most Zimbabweans are faced with an unexpected illness, condition or accident they depend solely on cash to fund treatment. According to the last statistics released, a small fraction of the population- 10%, can turn to their medical aid to cover treatment. This is despite the majority of the population having funeral insurance.
Uptake of medical aid has further been affected by the Covid 19 pandemic. The pandemic has impacted businesses and individuals in terms of revenues and disposable incomes. This has led to a continued decline in people subscribing to or taking up medical aid.
While most still see medical aid as an unnecessary expense, it remains a necessity. With the escalation in both cost of medical care and complexity of diseases, medical aid is a must for that unfortunate event.
What is medical aid, and why does it matter?
Medical Aid is a type of insurance that protects you financially should you require medical or health care. It covers medical expenses incurred while in hospital, receiving treatment from a specialist, GP or when seeking medication from a pharmacy.
Picking a good, reputable medical aid is an essential part of alleviating the stress of worrying, providing you with the necessary financial cover when you need it. Accidents can happen, and your health, as well as that of your family, is unpredictable.
How do I choose the best Medical Aid?
When choosing an ideal plan, it is best to assess your life and understand the implications if you needed medical treatment. The best medical aid interacts and engages with bonafide medical practitioners who believe in improved health outcomes for their clients.